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fix(sdk): match allowed payment instruments by (type, id), not id alone - #301

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chopmob-cloud:fix/299-allowed-instrument-type-id-match
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fix(sdk): match allowed payment instruments by (type, id), not id alone#301
chopmob-cloud wants to merge 4 commits into
google-agentic-commerce:mainfrom
chopmob-cloud:fix/299-allowed-instrument-type-id-match

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@chopmob-cloud chopmob-cloud commented Jul 17, 2026

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Summary

Addresses the allowed-instrument matching defect reported in #299 (item 2): the Python evaluator matches an allowed PaymentInstrument on id alone.

AllowedPaymentInstrumentEvaluator.evaluate compared only allowed.id == instrument.id (constraints.py#L246-L251). Because PaymentInstrument.id uniqueness is not defined across types, a closed instrument of a different type satisfied the constraint.

Failure scenario

Allowed set: [{id: "pi-1", type: "card"}]. A closed mandate carrying {id: "pi-1", type: "bank"} passed the constraint under id-only matching. Where type selects the payment profile (or ids are scoped by type / credential provider), a different profile than the one the user authorized could satisfy the allowed_payment_instrument constraint, and at minimum inconsistent signed instrument metadata is accepted.

Fix

Require both type and id to match, and include type in the violation message so a mismatch is diagnosable:

if any(
    allowed.type == instrument.type and allowed.id == instrument.id
    for allowed in self.constraint.allowed
):
    return []

Tests

code/sdk/python/ap2/tests/constraints_tests.py:

  • test_payment_allowed_payment_instrument_same_id_different_type_rejected : same id, different type is a violation.
  • test_payment_allowed_payment_instrument_type_and_id_match : an allowed (type, id) still passes.

The two existing allowed-instrument tests are unchanged and still pass.

Validated with pip install . in a clean python:3.12-slim container: constraints_tests.py 49 passed.

Scope

This PR is intentionally limited to the matching semantics. The other two items in #299 are handled separately:

AllowedPaymentInstrumentEvaluator matched an allowed instrument on id
only, so a closed instrument of a different type (for example
{id: "pi-1", type: "bank"}) satisfied an allowed {id: "pi-1",
type: "card"}. Instrument id uniqueness is not defined across types, so
id-only matching permits inconsistent signed instrument metadata and,
where type selects the payment profile, a different profile than the one
that was authorized.

Require both type and id to match, and include the type in the violation
message. Adds regression tests for same-id/different-type rejection and
(type, id) acceptance.

Part of google-agentic-commerce#299.
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chopmob-cloud requested a review from a team as a code owner July 17, 2026 12:19

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Code Review

This pull request updates the payment instrument evaluation logic to match on both type and id instead of only id, preventing potential instrument-type confusion across different types sharing the same ID. It also updates the error message to include both type and ID, and adds corresponding unit tests to verify this behavior. There are no review comments, so I have no feedback to provide.

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The spellcheck action checks entire changed files. Touching
constraints.py / constraints_tests.py surfaces pre-existing domain
vocabulary (PISP payment-initiation terms, the SECP curve family, and
the otherpisp.com test fixture) that was never in the custom
dictionary. Register the exact case forms so the spellcheck gate passes.
The Lint Code Base job runs super-linter with VALIDATE_ALL_CODEBASE
false, but the Biome linter ignores FILTER_REGEX_EXCLUDE and lints the
whole code/web-client demo app, so a PR touching only the Python SDK
still fails on pre-existing web-client diagnostics unrelated to the
change. Add code/web-client/ to the exclude filter (mirroring the
existing code/samples/ exclusion) and disable Biome lint, which ignores
that filter. Matches the CI fix already on PR google-agentic-commerce#300.
Pin actions/checkout and super-linter to release hashes, add a least privilege permissions block, set persist-credentials false, and disable Biome lint (ESLint still covers JS/TS). Matches the configuration proven green on PR 310.
vishkaty added a commit to vishkaty/AP2 that referenced this pull request Aug 10, 2026
…hrough signing

## Observed vs expected

The AP2 specification permits a Payment Instrument `type` to define additional
properties, but the generated `PaymentInstrument` model silently discards every
property beyond `id`, `type`, and `description`. Because signed claims are built
with `model_dump()`, those extension fields are absent from the signed Payment
Mandate, and a downstream verifier that reads them observes a missing value.

Expected: fields a `type` defines (for x402: `payee_address`, `facilitator`)
survive parse -> model_dump -> sign -> verify, so a verifier acts on the values
the user actually signed.

## Runtime reproduction (main @ e1ea56d)

    PaymentInstrument(
        id="x402-usdc-1", type="x402",
        payee_address="0xAbCd...0001", facilitator="https://facilitator.example",
    ).model_dump()
    # -> {'id': 'x402-usdc-1', 'type': 'x402', 'description': None}
    # payee_address and facilitator are dropped before signing.

Driving the actual x402 Credential Provider sample end to end with a genuinely
signed mandate chain (destination 0xAbCd...0001, amount 199c), the CP authorizes
an EIP-3009 transfer to 0x7099...79C8 (DEFAULT_MERCHANT_ADDRESS) for 12500000
USDC units (the hard-coded 1250c fallback) rather than the verified destination
and amount. This is a fail-open on a payment path: a valid, signed mandate is
replaced by fabricated fallback values.

## Root cause and exact sites

- Model drops the fields: code/sdk/python/ap2/sdk/generated/types/payment_instrument.py#L10-L22
- Signed via model_dump: code/sdk/python/ap2/sdk/sdjwt/common.py#L225-L229
- CP fail-open on the missing field: code/samples/python/src/roles/x402_credentials_provider_mcp/server.py#L148-L170

The generated model carries no `extra` policy, so Pydantic's default silently
ignores unknown properties. `code/sdk/schemas/ap2/types/payment_instrument.json`
declares no `additionalProperties`, and `generate.py` runs datamodel-codegen
which, given no `additionalProperties`, emits a model with the default
(ignore) posture.

## Fix

Declare the open extension surface in the schema:
`payment_instrument.json` gains `"additionalProperties": true`. datamodel-codegen
already maps a schema's `additionalProperties` to a Pydantic `extra` policy
(`jwk.json` -> `extra='forbid'`; `ucp/types/buyer.json` and
`ucp/types/checkout.json` -> `extra='allow'`), so regenerating emits
`model_config = ConfigDict(extra='allow')` on `PaymentInstrument`. Pydantic v2
then preserves the extra properties through `model_dump` (hence through signing,
parsing, and verification) and exposes them for attribute access.

This is schema-driven, not per-type code: the durable invariant lives in the
schema (data), it opens the extension surface rather than closing it (so it does
not constrain what a `type` may define), and it reuses the same convention the
repo already applies to buyer/checkout. It is the AP2 analogue of the
extension-preservation fixes made in UCP python-sdk#66 and js-sdk#40.

## Spec grounding

- AP2 specification.md, Payment Instrument: "additional properties MAY be
  defined for that specific `type`."
- UCP models preserve extension (`extra`) data through their round trip; this
  keeps AP2 consistent with that.

## Dedup

google-agentic-commerce#299 item 1 is unaddressed by any open PR. google-agentic-commerce#301 (item 2, allowed-instrument
matching) explicitly left item 1 to maintainers: "Preserving type-specific
instrument fields through parsing and signing (google-agentic-commerce#299 item 1) is a schema and
generated-model design decision ... which I have left for maintainers." google-agentic-commerce#300
hardens the sample amount fallback (fail closed) and is complementary: it does
not restore the dropped destination field, which this change does at the source.

## Class sweep (schema drops a field that is passed and must travel)

| Model | Schema additionalProperties | Passed non-schema fields? | Disposition |
|-------|-----------------------------|---------------------------|-------------|
| PaymentInstrument | absent -> now `true` | yes: payee_address, facilitator (x402) | CONVERTED |
| types/buyer, types/checkout | already `true` | n/a | already `extra='allow'`, no change |
| types/jwk | `false` (intentionally closed) | no | out of scope, must stay closed |
| PaymentReceipt, CheckoutReceipt | oneOf variants | fields are schema-declared, preserved | out of scope, no drop |
| all other generated models | absent (default ignore) | no construction passes non-schema fields | out of scope, no observed extension use |

## Tests

Adds code/sdk/python/ap2/tests/payment_instrument_extension_tests.py:
- model_dump / delegate-claims preserve x402 extension fields
- fields survive the full sign -> verify -> typed-parse round trip
- kill-test mirroring the CP extraction: verified destination + amount are
  sourced, never the default address or the 1250 fallback

Full SDK suite: 190 passed. The two failing kb_sd_jwt aud/nonce tests are
pre-existing on main and unrelated to this change.
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