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EPFO Next

A reimagined EPFO member portal. Core idea: stop claim rejections before they happen.

On the current portal, members discover rejection reasons — "name mismatch", "bank not seeded", "date of exit not marked" — two to three weeks after filing. EPFO Next runs every known rejection rule before the claim is submitted and walks the member through fixing each one in-app.

Live: https://epfo-next.vercel.app

Proof of concept with a fully mocked backend, data and accounts. Not affiliated with EPFO or the Government of India.

Demo credentials

  • UAN: 100200300400
  • OTP: 123456

Both are shown on the login screen.

What to try

  1. Sign in with the demo credentials.
  2. The dashboard raises two things the real portal never tells you: ₹2.2 lakh stranded with a previous employer (transfer it in one tap), and no nominee on record.
  3. Withdraw → Medical treatment. Watch the pre-flight check run seven real rejection rules and produce an approval-readiness score.
  4. Click Verify PAN now inside the report — the score moves from 84 to 92 live.
  5. Enter an amount and see what withdrawing it costs you at retirement before you commit.
  6. Retirement shows your projected corpus at 58, and why the EPS pension lands near ₹7,000 however much you earn.
  7. Nominees enforces the shares-total-100% rule as you type, rather than after submission.
  8. Toggle EN / हिं in the header. Chat with Sahayak, bottom right.

Run locally

npm install
npm run dev

Deploy

npm run build && npx vercel --prod

Static single-page app — dist/ can be hosted anywhere.

How it is built

React and Vite, no backend.

Path Role
src/api/readinessEngine.js The claim-rejection rules engine — the core idea
src/api/pension.js Corpus projection and EPFO's real EPS pension formula
src/api/mockApi.js Simulated latency; demo state persisted in localStorage
src/data/mockData.js One member with a generated, internally consistent passbook
src/components/Icon.jsx Single stroke-based icon set on one grid
src/i18n.jsx English/Hindi, keyed on the English string so it degrades gracefully

Passbook figures are generated rather than hard-coded: 12% employee, 3.67% employer and 8.33% EPS with the ₹15,000 wage ceiling, plus annual interest at 8.25%, so every number on screen reconciles with every other.

About

EPFO Next — a reimagined provident fund portal that catches claim-rejection reasons before you file. Proof of concept for Build What Moves India.

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